Preserving the Aircraft Wreckage
sure no one tampers with it. The Board investigator inspects, documents, and photographs the wreck.
sure no one tampers with it. The Board investigator inspects, documents, and photographs the wreck.NTSB Chairman Deborah Hersman's recent testimony before congress concerning the mid-air collision over the Hudson raises more questions than it answers. She stated that the Teterboro controller instructed the Piper pilot to switch to frequency 127.85 to contact the Newark controller. But before leaving the Teterboro frequency, according to Hersman, the pilot read back to the controller "127.87," which was wrong. Thereafter, the pilot was in contact with neither Teterboro nor Newark, and so neither facility could warn him of the impending collision. Hersman's remarks are here.
Hersman's implication is that the Teterboro controller failed to correct the pilot, and so the controller contributed to the pilot's getting "lost in the hertz" (out of radio contact) at a crucial moment. However, the animation that the NTSB released on the same day that Hersman testified does not appear to back Hersman up. It just doesn't sound as though the pilot read back "127.87" as Hersman states. You can listen to the audio yourself beginning at minute 2:25.
An aviation insurance company must fairly compensate those injured due to the negligence of one of its policy holders. Of course, in most cases, the insurance company's financial responsibility is limited to the dollar limits of the insurance policy.
But not always.
When an insurance company unreasonably forces an aviation accident victim to take his case to trial instead of paying the policy limits to settle out of court, the rules change. In that situation, the insurance company may be required to pay whatever amount the jury decides would fairly compensate the injured person, even if that amount is more than the limits of the policy. That is because an insurance company who unreasonably refuses to pay its policy limits to settle a case is considered to be acting in "bad faith."
Here's an example of how California insurance law works. Let's say that a passenger is injured in an aircraft crash, and that the crash was caused by the pilot's negligence. Let's also say that the passenger has medical bills and lost wages or more than $250,000, but that the limit of the pilot's insurance policy is only $100,000. If the injured passenger demands from the pilot's insurance company $100,000 to settle out of court, the insurance company should pay it. After all, it would be unreasonable not to pay that amount given the harm the passenger has suffered. But what if the insurance company decides to play "hard ball" and force the case to trial? If a jury renders a verdict against the pilot of, say, $500,000, the insurance company may be required to pay the entire amount. It is no defense that its policy was for only $100,000.
This doesn't mean that the insurance company must automatically fork over the policy limits to the accident victim in every case. Rather, the insurance company must pay the limits to settle only when it would be unreasonable not to. In short, if the insurance company decides to play hardball with the injured party, then the insurance company can be held financially responsible for the consequences.
When someone is killed in an airplane or helicopter accident, California's wrongful death law allows only certain members of the victim's family to obtain monetary compensation from those who are responsible. The family members who are entitled to compensation are:
Many aviation accidents occur over navigable waters. When that happens, maritime law may apply and the rules can be slightly different. For example, parents may be entitled to compensation for the loss of their son or daughter, even though the son or daughter was married with children, and though the parents were not financially dependent on him or her.
There's little question that EMS helicopters are the most dangerous aircraft in the sky. EMS helicopters have a fatal accident rate 6000 times that of commercial airliners. Flying EMS helicopters is one of the most dangerous jobs in America. In fact, according to the Washington Post, only working on a fishing boat is riskier. And the EMS helicopter safety record is getting worse, not better.
Why, exactly, is the EMS helicopter accident record so bad? As discussed here, one problem is that it's not clear who is ultimately responsible for overseeing the industry. State agencies, county agencies and the federal government all have a hand in oversight but no one appears to be in charge. That means that definitive industry standards cannot be established and hazards cannot be effectively managed.
This week, the NTSB recommended that the FAA take steps to address the most serious of the industry's problems. Some of the those recommendations are not particularly surprising. For example, the NTSB suggests that pilots be better trained in bad weather flying, and that helicopters be equipped with night vision equipment and autopilots.
One of the NTSB's recommendations, however, no one saw coming. The NTSB suggests that Medicare -- which funds most of the EMS helicopter industry by paying up to $20,000 for each patient transport -- adjust its rate reimbursement structure according to the level of safety the helicopter company provides. In plain english, the NTSB suggests that Medicare not pay air ambulance companies unless they meet certain safety standards. NTSB board member Robert Zumwalt concedes this recommendation "pushes the envelope". But the air ambulance record is so bad, extreme steps are necessary.
By targeting the air ambulance industry's source of funding, the NTSB is looking beyond the FAA for help in making the air ambulance industry safer. Why not just leave it to the FAA? For one thing, the FAA has yet to act on the EMS helicopter recommendations the NTSB made 3 years ago. The NTSB is hoping the Department of Health and Human Services (Medicare) will be more responsive to its safety concerns than the FAA has been.